Crypto.com is one of the most well-known and versatile platforms in the world of cryptocurrency. It started in 2016 as a pioneer in crypto debit cards and has since grown into a full ecosystem that includes trading, payments, decentralized finance, prediction markets, and more. Crypto.com is based in Singapore and has over 150 million users around the world as of early 2026. It operates in more than 90 countries. Kris Marszalek is the company’s co-founder and CEO. Its mission, “Cryptocurrency in Every Wallet™,” drives its focus on making it easy to use, safe, and popular.
Starting and Early Development
Crypto.com started out in June 2016 as Monaco, which was co-founded by Kris Marszalek, Rafael Melo, Gary Or, and Bobby Bao in Hong Kong. The first product was a debit card backed by cryptocurrency that could be used for everyday purchases. The company bought the premium domain Crypto.com for a reported $10 million in 2018 and changed its name to reflect this. This change was a step toward creating a bigger financial services platform that would take advantage of the growing interest in cryptocurrencies.
The rebranding sped up growth, and the Crypto.com App for mobile users and the Crypto.com Exchange for advanced traders were both released. During the boom times for crypto, a focus on easy-to-use interfaces, fiat on-ramps, and rewards helped bring in a lot of people.
Main Products and Services
Crypto.com is mainly a place to buy, sell, store, and use cryptocurrencies. The platform supports more than 400 digital assets and lets you trade them in real time, use derivatives, stake them, and earn interest through programs like Crypto Earn. The Crypto.com Visa Card is still very popular. It gives you cashback in CRO (the native token) and rewards based on how much you stake in the new Level Up program.
With the non-custodial DeFi Wallet, you can use decentralized apps, lend money, and swap coins on-chain. New features include trading stocks and ETFs, high-yield cash features, and tokenized assets, which connect traditional finance with crypto. For everyday users, low or no fees for some fiat-funded transactions make it appealing. For professionals, advanced features like trading bots, OTC services, and API access are available.
Leadership in regulation and a focus on security
Crypto.com has made compliance and security a top priority, getting many licenses around the world. It has all the licenses it needs to trade derivatives in the U.S., as well as MiCA and MiFID approvals in Europe and various VASP registrations. It became the first digital asset platform to get ISO/IEC 42001:2023 certification for AI management systems in 2026. It also got certifications for long-standing standards like ISO 27001, SOC 2 Type II, and PCI DSS Level 1.
Independent audits from companies like Kudelski Security increase trust. These steps put Crypto.com at the top of the list for regulated crypto services, especially in prediction markets through its CFTC-regulated arm.
Branding and partnerships with well-known people
Major sponsorships made Crypto.com much more visible. The famous Los Angeles venue, which was renamed Crypto.com Arena in 2021, has a 20-year, $700 million naming rights deal that lasts until the 2025–2026 NBA and NHL seasons. It will host Lakers, Clippers, and Kings games, concerts, and events for the 2028 Olympics.
Partners include DraftKings, Fanatics, and Truth Social, as well as Formula 1, the UFC, the Philadelphia 76ers, and prediction market partners. These deals help people remember the brand and get more users.
OG is expanding into prediction markets.
In February 2026, Crypto.com started OG (at OG.com), a separate prediction market platform. OG lets you trade on real-world events like sports outcomes, politics, entertainment, and finance. It has features like margin trading, parlays, and social layers. It is run by a CFTC-regulated derivatives entity. The spin-out was necessary because the company was growing quickly (40 times a week in previous months) and wanted to take over the growing prediction market.
New Ideas and the Future
Crypto.com keeps coming up with new ideas. In 2025 and 2026, they will launch stock trading, credit card programs, better earning features, and AI integrations (as seen in related projects like the ai.com platform, which is run by the same people). The Cronos blockchain ecosystem supports DeFi and dApps, and the value of CRO grows through rewards and treasury programs.
Crypto.com is hopeful about adoption in 2026, despite the fact that the number of crypto users worldwide is expected to reach 741 million by 2025 (up 12.4% year-over-year). This is because of clearer regulations, more institutional interest, and the fact that crypto, AI, and traditional finance can work together.
Problems and Strength
The platform has dealt with changes in the market, new rules, and competition. Its focus on compliance, security, and user rewards has helped it keep growing, with $1.5 billion in revenue in 2024 and more growth expected.
A Platform for the Next Billion Users
Crypto.com shows how cryptocurrencies have grown from a niche asset to a tool for everyday finance. It is in a good position to speed up the adoption of mainstream cryptocurrencies because it has strong products, a strong brand, an edge in regulations, and plans for future growth. Kris Marszalek’s vision for Crypto.com is that it not only survives the ups and downs of the industry, but also helps shape the future of digital money and more.
